Extra Help for Women in Retirement
Thousands of women across the UK could soon see a rise in their retirement income. The government has confirmed that some women may be entitled to claim a Pension Credit boost worth up to £4,200 a year. This comes after new checks revealed that many women, especially those who took time off work to raise families, may have been missing out on money they are owed.
Why the Boost is Available
Pension Credit is a benefit designed to top up the weekly income of people over State Pension age. For years, women who did not always pay full National Insurance contributions because of time spent at home caring for children or relatives were often left short. The new checks aim to correct this gap and make sure women get the full support they deserve.
How Much Can Be Claimed
The amount a woman could receive depends on her personal situation. In many cases, the extra support could reach £4,200 a year. Some women may even be able to backdate their claim for up to 12 months, meaning they could receive a lump sum as well as future payments.
| Type of Support | Amount Per Week | Possible Yearly Boost |
|---|---|---|
| Basic Pension Credit | £161.20 | £8,382 |
| With Extra Boost | Up to £80 more | £4,200 extra |
Who Can Apply
Women who are over State Pension age and living on a low income are encouraged to check if they qualify. The following situations are likely to help with eligibility:
• Women who spent years caring for children or relatives and did not build full National Insurance records
• Widows who may not have claimed all the pension support linked to their late husband’s contributions
• Women who are single, divorced, or living with limited savings and income
Applications can be made online, over the phone, or by post. Many charities such as Age UK are also offering free help with the process.
Reactions and Concerns
The news has been welcomed by campaigners who have long argued that women were unfairly treated under the pension system. They say the extra money will help many older women deal with the rising cost of food, energy, and rent. However, some experts worry that not all women will hear about the scheme in time. They have called for more publicity so that no one misses out.
What Happens Next
The Department for Work and Pensions has said it will be writing to people who may be eligible. Women are also being advised not to wait but to check their eligibility straight away. If successful, the payments will be added to their pension every week, giving thousands a much-needed financial lift in 2025.